“Risky!? Allow me to share my definition of risky: depending on radio/TV personalities or the neighbor down the street to provide financial advice that may or may not serve to support your ultimate retirement planning success. Although investment tools are ever-changing and information abounds, the fundamental goal is still the same; store and invest enough dollars to support before and after retirement income needs. ” Toni Whaley, Financial Advisor
My experience includes having been a computer/systems analyst and instructor. That skill helps me understand and clearly and concisely communicate complex topics to others. Having government, non-profit, private sector and contract positions has afforded me a unique combination of capabilities on the journey to who I am today.
I am a wife of 22 years and a mother of three teenage boys; Josh [18], Adam [15] and Benjamin [15]. My husband, Mike, was a Montgomery County Public School Teacher until he decided to become a Certified Financial Planner over 21 years ago. We are a typical Howard County resident family with the usual school, sports, volunteer and other community involvement. I am a musician, sound technician and a music leader. I love to hike and watch the boys participate in their sports.
My chosen profession is as a licensed Financial Advisor and insurance agent. I help my clients understand and work their plan with confidence. The process begins by my getting to know my clients and helping them to reduce individual risk and increase peace of mind. Next, we co-create a living, working path to retirement; making adjustments along the way. From there, we switch to the retirement income stream we planned for and determine the best way to transfer assets to the next generation as appropriate.
I am a down to earth, creative thinking person who loves to work with people. I hold their needs more important than any other in the process of planning their financial life. I invite you to sit for a complementary 1 hour session with me to do a Risk Assessment and Retirement Readiness Analysis. My goal is to give you confidence that confidence and peace of mind is within your reach.
